School’s back. We’ve got your broker toolkit ready
Are you ready for the new term? Our resources and guides are designed to help you place your next case with confidence. And if you need extra support, your dedicated POD team is only a phone call away. Criteria Guide Answers at your fingertips – https://mhbs.co.uk/intermediaries/criteria-hub/ Maximum Loan Calculator See what’s possible – https://mhbs.co.uk/intermediaries/max-loan-calculator/ Packaging Essentials Understand what […]
Two borrowers doesn’t have to mean one assessment
Not every joint application is straightforward. When two borrowers apply together, they won’t always share the same tax position. One applicant may be a basic-rate taxpayer, while the other falls into a higher-rate band. Applying a single rental calculation across the whole application doesn’t always reflect those differences. That’s why CHL Mortgages uses a blended […]
Remortgage with Metro Bank
IMLA estimates that around 1.8 million fixed-rate mortgages are due to mature in 2026. With industry experts highlighting 2027 as a peak refinancing year, the remortgage market is expected to remain a significant opportunity for intermediaries. Residential remortgage features Capital Raising up to 90% LTV, 80% for Debt Consolidation Maximum age 80 considered (mortgage term […]
Reduced Lender Fee on Larger Loans
We’re very much open for business with a strong appetite to lend, especially for larger loans. For loans over £350k on a fixed rate with ERCs or on a variable rate, we’ve reduced our lender fee from £1,995 to £1,295. This change applies to Quick Apps from today onwards. Existing cases need to be rekeyed […]
Helping More Customers with Historic Credit Issues
A customer’s credit history doesn’t always tell the whole story. That’s why Foundation has enhanced its Residential credit tier criteria, helping brokers place specialist cases with greater confidence and less complexity. By simplifying its credit tier structure and increasing flexibility around historic adverse credit, Foundation is helping brokers support more customers who fall outside mainstream […]
Does a 100% Mortgage suit your client?
The Beverley has been providing 100% mortgages for years. Here is a glimpse at what we have to offer… Virtual deposit – 20% security charge over family members property Credit search – no credit score No minimum income threshold Affordability based lending Personal underwriting For further information and our latest rates, visit: https://beverleybs.co.uk/intermediaries All applications are subject […]
Supporting newly qualified and supply teachers
Teaching Career. Mortgage Challenge? Do you know how we assess teachers throughout their career journey? Whether your client is taking their first step into teaching or has built a career as a supply teacher, we’re here to help you place more cases with confidence. What we’ll need: Newly qualified teachers A teaching contract starting within […]
Simplifying complex commercial cases
Do you have clients looking to finance slightly complex commercial assets? At MT Finance, we understand that commercial deals, especially those involving SPVs and overseas interests can often get bogged down by unnecessary complexity, this is why our commercial mortgages are designed to be built around borrowers needs. We recently completed a £750,000 term loan […]
Focus on Criteria
At Chorley Building Society we take a flexible approach to lending. If you’d like any more information, please get in touch with out BDM team – brokerenquiries@chorleybs.co.uk Focus on…Joint Borrower Sole Proprietor (JBSP) Chorley Building Society will: Factor in up to 4 applicants – using all 4 incomes Utilise JBSP across the whole product range […]
Buy to Let changes, 2 Year Rate Reductions!!
We have reduced our Standard and Specialist Buy to Let 2-year fixed rates. They have been reduced by up to 0.50%, with the new products going live from tomorrow, Friday 28 August 2026. We now have 2 year fix BTL rates starting from 3.89%. Our Specialist Buy to Let products are for landlords looking at HMO’s or MUFB’s. […]