IMLA estimates that around 1.8 million fixed-rate mortgages are due to mature in 2026. With industry experts highlighting 2027 as a peak refinancing year, the remortgage market is expected to remain a significant opportunity for intermediaries.

Residential remortgage features 

• Capital Raising up to 90% LTV, 80% for Debt Consolidation
• Maximum age 80 considered (mortgage term based on the oldest applicant)
• Joint Borrower, Sole Proprietor available
• Less than perfect credit considered

 Buy to Let remortgage features 

• Pound-for-pound remortgages stressed at pay rate on both Personal and Limited Company Buy to Lets
• £500 cashback on remortgage only products, with Legal-assist alternatives also available on Personal Buy to Let
• Broad solicitor panel for applications
• HMO and MUFB accepted on Personal and Limited Company Buy to Let, subject to criteria

All applications are subject to underwriting, lending criteria and affordability assessment. For full details, please refer to our Mortgage Lending Criteria Guide and Product Guides.

Contact us

Not sure whether an application fits our criteria? Have a chat with your local BDM. They’ll be happy to talk through your case and answer any questions before you submit an application.

Find your local BDM or call our Broker Helpdesk on 020 3427 1019. Metro Bank won’t charge you for the call, although charges from your service provider may apply.