Buy to Let changes, 2 Year Rate Reductions!!
We have reduced our Standard and Specialist Buy to Let 2-year fixed rates. They have been reduced by up to 0.50%, with the new products going live from tomorrow, Friday 28 August 2026. We now have 2 year fix BTL rates starting from 3.89%. Our Specialist Buy to Let products are for landlords looking at HMO’s or MUFB’s. […]
Reduced Standard and Specialist Buy to Let
We’ve reduced our Standard and Specialist Buy to Let 2yr fixed rates by up to 0.50%, effective from Friday 28th August 2026. Standard Buy to Let 2yr Fixes now from 3.89% 5yr Fixes from 5.69 Specialist Buy to Let (HMO & MUFB) 2yr Fixes now from 4.04% 5yr Fixes from 5.99% Plus, recent criteria enhancements […]
No need for extra time
The football season is back underway, and pace can make all the difference. It’s no different in bridging finance. Our latest bridging finance case example shows how we delivered: Application to offer in just 3 days. See how we got this one over the line – https://mhbs.co.uk/intermediaries/latest-news/need-a-bridging-finance-solution-we-wont-keep-you-waiting/ When every day counts on your next bridging finance case… […]
Maria is a later first time buyer
Case Study: Later First-Time Buyer Needing Support At 41, Maria thought getting onto the property ladder might be out of reach forever. Looking to purchase an ex-local authority flat, she faced challenges around affordability and property type. Using Vida’s Joint Borrower, Sole Proprietor option, her 65-year-old father who was planning to retire in the next year was able to […]
Enhanced Residential Affordability Calculator for Brokers
Buckinghamshire Building Society has launched a new residential affordability calculator for mortgage brokers, designed to provide a more accurate indication of lending potential while reflecting the Society’s specialist approach to underwriting. Developed in partnership with web development agency Melon, the new calculator has been created following extensive collaboration between the Society’s Mortgage, Risk and Compliance […]
Criteria improvements & Portfolio landlords wanted
In case you missed it, even more criteria improvements came into force yesterday which further improves our proposition to help more of your clients. Our recently updated criteria includes: We now lend on flats in blocks of up to ten storeys New-build flats and maisonettes accepted up to 80% LTV New-build houses accepted up to 90% LTV Further to our previous […]
Introducing new limited edition products
Expanded options for your portfolio landlord clients Introducing a new suite of 75% LTV limited edition products for landlords with 11+ properties. We’re also expanding our standard range with new 60% LTV and 65% LTV fixed rate products for those with larger portfolios – with rate reductions of up to 15bps compared to our 75% […]
Complexity isn’t always about the property
When you think about complex cases, it’s often the property that gets the attention. But complexity can come from many different places. A landlord’s experience, ownership structure, portfolio background and credit profile can all influence how a case is assessed. That’s why understanding the borrower can be just as important as understanding the property. At […]
Market Outlook – What’s next for Brokers and your Clients
If you missed our latest webinar, it’s now available to watch on demand at a time that suits you. Hear from Skipton experts Jonathan Evans, Jen Lloyd and Ed Cowan as they share insights on: Current mortgage market trends Challenges facing first-time buyers Opportunities for brokers in today’s market You can watch the recording here
More ways to place your Short-Term Let Landlords
Short-Term Lets. Specialist Solutions. The Short-Term Let market continues to create new opportunities for landlords looking to diversify their rental strategies. However, as lender criteria becomes increasingly restrictive, placing these cases can be more challenging than it needs to be. As demand for short-term lets grows, brokers need lenders that can support a wider range […]