Metro Bank Talks… Joint Borrower, Sole Proprietor
Metro Bank Talks… Joint Borrower, Sole Proprietor (15 minute webinar) Join our latest ‘Metro Bank Talks’ series and discover how our enhanced Joint Borrower, Sole Proprietor (JBSP) proposition could help you unlock more opportunities for your customers. In this session, we’ll cover: Our new JBSP proposition up to 100% LTV Our established JBSP proposition up […]
Self-Build: The Opportunities Brokers Are Missing
“I don’t really do self-build.” It’s a phrase we hear often from brokers, but it usually means they’re overlooking significant opportunities hiding in plain sight. The term “self-build mortgage” is misleading. Very few borrowers physically build their own homes; most commission professionals. More importantly, self-build lending covers far more scenarios than the name suggests. It’s […]
Did you know? We accept layered company structures
Some company structures are more complex than others Not every limited company application follows a straightforward ownership model. As landlord portfolios grow, ownership structures can become more sophisticated, with holding companies, multiple layers of ownership and interconnected businesses often forming part of the overall picture. For some lenders, that complexity can become a barrier. […]
Rate reductions on our Bridging range
We’ve reduced some of our bridging rates From today, 15 September, we’ve reduced rates across our Bridging Finance range by up to 0.05% on all of our light refurbishment residential products including Lending for Costs. Whether your client is acquiring a property, releasing equity or carrying out refurbishment work, reduced pricing gives you more competitive […]
£ for £ remortgages | Assessed at pay rate | Up to 80% LTV
Understanding how remortgages are assessed can make a big difference to affordability. At ModaMortgages, £ for £ remortgage applications are assessed using the product pay rate up to 80% gross LTV. For landlords looking to refinance on shorter-term fixed rates, that can provide greater flexibility when meeting affordability requirements. That’s a real advantage on shorter-term […]
The Rise of the Complex Borrower
Today’s borrowers don’t fit neatly into one box. Affordability pressures, changing employment patterns and historic credit events mean brokers are increasingly supporting customers whose circumstances fall outside mainstream lending criteria. Foundation has strengthened its Residential proposition to help brokers place more complex cases with confidence. Enhancements include simplified credit tiers, broader consideration of historic adverse […]
UTB Mortgages: No standard legal fees on UTB residential remortgages
Switching lenders can be a hassle but at UTB we’re making the process quicker, simpler and cheaper. We offer a fast-track remortgage service to speed cases along, and with no need for a customer solicitor on a standard residential remortgage, there are no legal fees either. One less cost. One less hassle. One step towards […]
When a Credit Profile Gets Complicated – We Make It Simpler for You
If your customer has a low credit score, past defaults, arrears or a recently settled IVA, our Residential and Buy to Let Ranges are designed to help you support more customers with credit challenges. Download our Less than Perfect Credit Profile flyer to see exactly how we assess applications and where your customers can fit. […]
Get More with Aldermore Webinar – Register now
Join us for our next Get More with Aldermore webinar, where we’ll explore what the latest research reveals about today’s specialist mortgage customers and what it means for brokers advising landlords. Webinar: Get More with Aldermore – Sustainability/EPC Educational When: 29 September 10:00 am Hosts: Steve Hewitt, Aldermore and Karina Gerdes, Mortgage Advice Bureau Energy efficiency is moving […]
Your bridge-to-term cases just became more rewarding
We recognise how important the buy, refurbish and refinance strategy has been to many investors building a property business. Investors are rewarded with increases to property values and rents in return for the effort of finding the hidden gems to re-purpose older buildings or return derelict spaces as modern homes. We also recognise the valuable […]