Portfolio Product launch – rates from 4.69%
One Loan | One Direct Debit | One Underwrite Most lenders see complexity. We see opportunity. Together Premier for Intermediaries is pleased to bring a new product to market, aimed at Portfolio Landlords. The headline criteria is as follows: Rates from 4.69% Loans for £1m+ 2 or more properties placed with us All ownership, tenancies […]
Now live: More flexibility, higher LTVs and new residential rates
Our new changes to residential lending our now live We’ve made significant improvements to our residential proposition, giving you more opportunities to place cases with confidence and help more customers achieve homeownership. Here’s what’s new: Up to 98% LTV*: opening the door for more customers to get onto the property ladder. New five tier lending […]
Still here to support your BTL business
The business of buy-to-let is what we do. It’s our bread and butter. As the market continues to evolve, landlords face new challenges every day. By working together, The Mortgage Lender (TML) can help you give your clients the confidence that comes from having an experienced specialist lender on their side. Whether it’s a first […]
No Minimum Ownership Period & No Landlord Experience Required for HMOs and MUBs
At United Trust Bank, we’re making it easier for brokers to support more Buy-to-Let clients, including those refinancing recently acquired properties and first-time HMO and MUB landlords. What’s Changed? No Minimum Ownership Period Previous: Minimum ownership period of three months. New: No minimum ownership period. No Landlord Experience Required Previous: Minimum 12 months’ landlord experience required. New: No experience […]
Reasons to register with the West Brom
If you have not register with West Brom before now, below are 7 solid reasons to do so: Strong affordability including 5.75x income multiple for joint or sole incomes above £60,000. Will consider credit blips to help support borrowers on the property ladder, speak to your BDM on your individual cases www.wbfi.co.uk/business-development-manager-finder Access a broad product […]
What’s a Life Happens case?
Life Happens is designed for your residential clients who have suffered a life event or temporary issue which has impacted their credit history and are now on the road to financial recovery. Since launching Life Happens, these are cases that we’ve received and are the Life Happens customers we aim to support: Case Study – […]
Student lets now accepted under our HMO criteria
We’re pleased to announce that we now accept student let properties under our HMO criteria, where the property is located in one of our approved areas: Birmingham, Cambridge, Cardiff, Leeds, London, Manchester, Newcastle, Oxford and York. This enhancement reflects our commitment to supporting landlords and providing solutions for a wider range of Buy to Let cases. As a […]
Bridge to Let Case Study with Lendco
Loan amount: £858k ,LTV: 75%, Term: 9 months/5 yr fix The Enquiry A broker approached Lendco on behalf of an experienced portfolio landlord looking to purchase a multi-unit block (MUB) in East London. The client needed a lender that could move quickly, providing certainty of execution on a competitive purchase while also funding a light refurbishment […]
How we keep complex cases moving
Direct access to decision makers In complex buy-to-let, delays often come from unanswered questions rather than uncertainty about how a case fits criteria. At CHL Mortgages, our underwriters don’t sit behind layers of process. When something needs clarifying, they’ll pick up the phone and talk it through. That direct access helps resolve questions quickly, avoids unnecessary back […]
New 98% LTV and Reduced Limited Edition Rates
New 98% LTV and Reduced Rate Products We shared with you earlier today the latest enhancements coming to our residential mortgage proposition, giving you more ways to support customers who don’t fit neatly within mainstream lending criteria. At the heart of the changes is our new five-tier lending approach, designed to provide greater flexibility across a wider […]