Understanding how remortgages are assessed can make a big difference to affordability.

At ModaMortgages, £ for £ remortgage applications are assessed using the product pay rate up to 80% gross LTV.

For landlords looking to refinance on shorter-term fixed rates, that can provide greater flexibility when meeting affordability requirements.

That’s a real advantage on shorter-term fixed rates, where higher stress rates can often reduce borrowing. By assessing £ for £ remortgages at pay rate, we can help more landlords maximise borrowing when refinancing.

• £ for £ Remortgages assessed at pay rate up to 80% gross LTV
• £ for £ Remortgages available for HMOs and MUFBs up to six bedrooms or units
• £ for £ Remortgages with an instant DIP and 100% online application process

Whether your client is coming to the end of a fixed rate or reviewing their portfolio, understanding how a remortgage is assessed could help unlock more options.

It’s all part of our back-to-basics approach. Clear criteria, straightforward affordability and no unnecessary complexity.

Speak with your Business Development Manager
Email: enquiries@modamortgages.co.uk

Call: 01978 803333