50+ with April Mortgages
More ways to structure repayments for your 50+ clients. urning 50 shouldn’t make the mortgage conversation smaller. Clients aged 50+ are working longer, earning in different ways and making different plans for their homes. Their mortgage options should reflect that. With April, you can consider: Employment, self-employed, pension, investment and rental income Up to four […]
Foundation makes mortgages happen
Foundation makes mortgages happen by combining specialist expertise, flexible underwriting and dependable support, enabling brokers find solutions for a wide range of borrower circumstances. How does Foundation make mortgages happen? Breadth A specialist range supporting residential and buy to let cases Solutions for self-employed borrowers, complex income, non-standard circumstances and more Products for HMOs, limited […]
We’re extending our end dates
With effect from Monday 28th September, we’ll be extending the end dates on our fixed rate residential and BTL mortgage products, as follows: 2 Year fixed from 31 October 2028 changed to 31 January 2029 3 Year fixed from 31 October 2029 changed to 31 January 2030 5 Year fixed from 31 October 2031 changed […]
we have now officially launched our BTL product!
Great news — we have now officially launched our BTL product! I’ve attached our product guide and full criteria, but I’ve also highlighted some of the key USPs below: Foreign Nationals – no premium on rate Semi-Commercial – up to 50% commercial with no premium on rate, max 70% LTV Deferred Interest – up to […]
Demystifying Tax: What a lender fee is really worth | Webinar
Friday 16 October 2026 10:00 AM – 11:00 AM. This episode of Demystifying Tax takes a closer look at some of the tax considerations that can have a real impact on landlord outcomes – from the true value of lender fees to refurbishment expenditure and Family Investment Companies. Join Roger Morris alongside tax specialist John […]
Delayed Start is now available to more of your clients..
Here’s our latest update for inclusion in your weekly newsletter. We’d appreciate it if you could share this with your network. Now more clients could benefit from Delayed Start Whether it’s their first home or their next, the costs of moving can quickly add up. From removals and legal fees to furniture and unexpected repairs, […]
What can you do when rental income falls short?
TOP SLICING Sometimes affordability needs a little extra support. At ModaMortgages, we believe affordability should be straightforward. But that doesn’t mean every case has to fit into the same box. That’s where top slicing can help. Sometimes a case can be close to meeting affordability requirements, without quite getting over the line on rental income […]
Refurbishment Doesn’t Always Mean Bridging
Not every property is ready to generate rental income from day one. Some need modernisation. Others require repairs or improvements before they’re ready to attract tenants and achieve their full potential. That’s why CHL Mortgages offers refurbishment buy-to-let products designed to support landlords purchasing or remortgaging properties that need light refurbishment before they’re ready to […]
New pricing for Molo’s UK Resident BTL fixed-rate products
As part of our ongoing pricing review, we have updated rates across our UK resident Standard and Specialist buy-to-let ranges, effective from Monday 21st September. Key Highlights: New Rates effective from, Monday 21st September Standard BTL: 2-Year fixed rates starting from 3.45% 5-Year fixed rates starting from 5.16% Specialist BTL (MUFB, HMO, New Builds and […]
Big changes are coming
Specialist resi lending is about to move at a different speed. For years, specialist lending has been slow and complicated. Not anymore. Resi 2.0 is coming. We’ve rebuilt the application journey from the ground up, stripping out the complexity while maintaining the expertise that makes us market leaders. The result? A faster, simpler, journey for […]