Remortgage affordability challenges?
£ for £ remortgages up to 80% gross LTV If your clients are facing affordability challenges, our £ for £ remortgage proposition could make the difference. We keep it simple, straightforward and stress it at pay rate on loans up to 80% gross LTV. It’s designed to help landlords remortgage smoothly, even on short term […]
Need to boost your client’s borrowing power? Exte
Client can’t borrow enough on their own? Increase their borrowing power by combining up to four incomes. For some clients, affordability isn’t about managing the monthly repayments. It’s borrowing enough to buy the home they want on their own. That’s where Income Booster could help. Eligible clients could increase their borrowing power by using the […]
Deal Completed Lately
As always, I am very happy to chat through any cases you may have; either give me a call or drop me an email. So, a few of the deals recently completed: Residential Development Exit: Refinance of development debt secured against three newly completed residential properties. £2.5m facility at 68% LTV, two-year term, priced at […]
7 things you might not know about CHL Mortgages
If you’ve ever placed a buy-to-let case with CHL Mortgages, you’ll know that we can help brokers with cases that don’t always fit neatly into a box. What you might not know, however, is that there’s so much more to our proposition. From dedicated underwriter support to bridging finance and refurbishment solutions, we’ve built a […]
Product updates
This week, the Tipton have reviewed new business rates within our mortgage range: Rate reductions applied to selected Credit Plus mortgages, which are for clients whose credit profile falls outside of our standard product terms A two year fixed rate under Credit Plus Tier 1 is down to 6.29%; Credit Plus Tier 2 rates start […]
How our Lending Surgery works…
At Beverley Building Society, we know that not every case fits neatly into a lender’s criteria. That’s why our dedicated lending committee, The Surgery, meets three times a week to review cases that fall outside standard policy and explore potential lending solutions. “Its the engine room for common sense lending decisions” Joe Dewsbury, Business Development […]
Major Enhancements To Our Residential Mortgage Range
Introducing more ways to say “YES” to your residential mortgage client from West One We are delighted to announce a series of major changes to our residential mortgage range providing an increased number of options for first time buyers, home movers and remortgage customers, helping you to say “YES” to even more borrowers. The new […]
Why Flexibility is putting Tracker back on Landlords’ radar
One of the more noticeable changes we have seen at Landbay recently has been an increase in both interest in and take-up of two-year tracker mortgages, and our view is that this is likely to remain an important part of the buy-to-let market, particularly over next 12-18 months, potentially even longer. That should perhaps come […]
UTB: Buy-to-Let Rate Update
We’re making some important updates to our Buy-to-Let mortgage range, which will go live on Thursday 1st October 2026. Rates have been updated across the range and now start from 4.19% on a Standard Range 2-Year Fixed and 5.99% on a Standard Range 5-Year Fixed, with loans available from £50,000 to £1.5 million and up […]
Retired? Yes. Borrowing? Absolutely
Later life lending is outgrowing its specialist label. With £6.2bn lent to over-55 borrowers in Q2 alone, the market continues to expand. Read our latest article with Mortgage Introducer on why borrowing in retirement is moving firmly into the mainstream. We explore the trends driving this shift, including changing borrowing habits, longer mortgage terms and evolving […]