Straightforward ICR requirements
Every buy to let case starts with affordability. At ModaMortgages, we’ve stripped things back to the essentials, with clear criteria designed to help you quickly understand what your client can borrow. That starts with straightforward ICR requirements: 125% ICR for basic rate taxpayers 140% ICR for higher and additional rate taxpayers 125% ICR for limited […]
One HELOC facility for multiple funding needs
Some homeowners have more than one funding need, whether for business, property or personal. They may need to consolidate debts now, complete home improvements later, and keep funds available for future business, property, or personal costs. Instead of arranging a new loan each time, Selina’s Home Equity Line of Credit (HELOC) could provide one flexible […]
Fleet Mortgages’ Rental Barometer Q3 2026
Average landlord portfolio grows to 18 properties as rental yield rises to 7.9% in England & Wales Yorkshire & Humberside was the best-performing region with yields reaching 9.3% Professional landlords remain highly active, with the average Fleet landlord borrower now holding 18 investment properties Landlords with 15 or more buy-to-let properties accounted for 30% of […]
HSBC UK’s economy webinar: Making sense of the Autumn Budget
Join our economy webinar: Making sense of the Autumn Budget “Very useful in tricky economic times” and “great webinar – the knowledge, content and timing is just right” – just a couple of comments we received after our September economy webinars. We’re therefore delighted to return with our industry leading economy update – hosted by […]
New pricing for Molo’s UK Resident BTL fixed-rate products
As part of our ongoing pricing review, we have updated rates across our UK resident Standard and Specialist buy-to-let ranges, effective from Monday 5th October. Key Highlights: New Rates effective from, Monday 5th October Standard BTL: 2-Year fixed rates starting from 3.66% 5-Year fixed rates starting from 5.40% Specialist BTL (HMO, MUFB, Holiday Let […]
Further enhanced residential lending criteria
Great news – we’ve further enhanced our residential lending criteria for New Build purchases We’ve listened to your feedback and improved our residential lending policy for customers purchasing a New Build property and part exchanging their existing home with the developer. From today, Thursday 1st October, part exchange arrangements will now be treated as a […]
we’ve launched two new 5-year Tracker products
Your clients’ needs don’t always fit neatly into a fixed-rate or a shorter-term tracker. That’s why we’ve introduced two new 5-year tracker products for Buy to Let and large MUFB cases. Built in response to broker feedback, they give you another option for clients looking for the benefits of a tracker rate, and the reassurance […]
Exclusive 95% LTV Residential Mortgage Products
I am pleased to share details of Vida Homeloans’ exclusive 95% LTV residential mortgage products, designed to support first-time buyers and those with smaller deposits or historic adverse credit. These products are available through Premier Hub and offer competitive fixed-rate options, cashback benefits, and flexible terms. Key Features & Highlights: Loans available from £50,000 to £750,000 […]
A portfolio opportunity. A specialist lending solution
Not every portfolio landlord case fits standard lending criteria. At Foundation, we’re continually evolving our specialist propositions to help brokers place more complex cases with confidence, making mortgages happen. The opportunity: An employed portfolio landlord was looking to remortgage a terraced buy-to-let property through their SPV. The property was valued at £475,000, with a mortgage […]
New High Net Worth Interest Roll-Up Mortgage
Introducing our new High Net Worth Interest Roll-Up Mortgage, designed for High Net Worth clients with significant assets, complex income structures and long-term financial objectives. Our new lending solution offers your clients access to substantial borrowing without the need for regular monthly mortgage payments. Instead, interest is added to the mortgage balance and repaid alongside the original loan […]