As part of our ongoing pricing review, we have updated rates across our UK resident Standard and Specialist buy-to-let ranges, effective from Monday 5th October.

Key Highlights: 
New Rates effective from, Monday 5th October 

Standard BTL:  

• 2-Year fixed rates starting from 3.66%
• 5-Year fixed rates starting from 5.40%

Specialist BTL (HMO, MUFB, Holiday Let and New Builds):

• 2-Year fixed rates starting from 3.71%
• 5-Year fixed rates starting from 5.45%

Semi-Commercial: 

• 2-Year fixed rates starting from 5.96%
• 5-Year fixed rates starting from 6.45%

The existing product range will be withdrawn at midnight Friday 2nd October 2026. To secure current products, full applications must be submitted by 5pm on Friday 2nd October 2026.

Our Non-UK Residents and Expat products remain unchanged.

Molo’s updated mortgage products is accessible in our  UK Resident, Non-UK Resident, and Expat product guides on 5th October 2026.

If you have any questions or would like to discuss a specific case, please contact the Intermediary Customer Services team via Live chat or by calling 0330 068288. Alternatively, you can contact your regional BDM here.

Thank you for your continued support.

Martin Sims
Distribution Director