Why We File Check?
Why We File Check? File checking is the main evidence the Network holds that advice across our Appointed Representatives is suitable and that customers are getting good outcomes. It is also the first place the FCA looks when it tests how a principal firm oversees its ARs. Most files we review are sound. The issues […]
HSBC UK’s economy webinar: Making sense of the Autumn Budget
Join our economy webinar: Making sense of the Autumn Budget “Very useful in tricky economic times” and “great webinar – the knowledge, content and timing is just right” – just a couple of comments we received after our September economy webinars. We’re therefore delighted to return with our industry leading economy update – hosted by […]
New pricing for Molo’s UK Resident BTL fixed-rate products
As part of our ongoing pricing review, we have updated rates across our UK resident Standard and Specialist buy-to-let ranges, effective from Monday 5th October. Key Highlights: New Rates effective from, Monday 5th October Standard BTL: 2-Year fixed rates starting from 3.66% 5-Year fixed rates starting from 5.40% Specialist BTL (HMO, MUFB, Holiday Let […]
Further enhanced residential lending criteria
Great news – we’ve further enhanced our residential lending criteria for New Build purchases We’ve listened to your feedback and improved our residential lending policy for customers purchasing a New Build property and part exchanging their existing home with the developer. From today, Thursday 1st October, part exchange arrangements will now be treated as a […]
we’ve launched two new 5-year Tracker products
Your clients’ needs don’t always fit neatly into a fixed-rate or a shorter-term tracker. That’s why we’ve introduced two new 5-year tracker products for Buy to Let and large MUFB cases. Built in response to broker feedback, they give you another option for clients looking for the benefits of a tracker rate, and the reassurance […]
Exclusive 95% LTV Residential Mortgage Products
I am pleased to share details of Vida Homeloans’ exclusive 95% LTV residential mortgage products, designed to support first-time buyers and those with smaller deposits or historic adverse credit. These products are available through Premier Hub and offer competitive fixed-rate options, cashback benefits, and flexible terms. Key Features & Highlights: Loans available from £50,000 to £750,000 […]
A portfolio opportunity. A specialist lending solution
Not every portfolio landlord case fits standard lending criteria. At Foundation, we’re continually evolving our specialist propositions to help brokers place more complex cases with confidence, making mortgages happen. The opportunity: An employed portfolio landlord was looking to remortgage a terraced buy-to-let property through their SPV. The property was valued at £475,000, with a mortgage […]
New High Net Worth Interest Roll-Up Mortgage
Introducing our new High Net Worth Interest Roll-Up Mortgage, designed for High Net Worth clients with significant assets, complex income structures and long-term financial objectives. Our new lending solution offers your clients access to substantial borrowing without the need for regular monthly mortgage payments. Instead, interest is added to the mortgage balance and repaid alongside the original loan […]
Remortgage affordability challenges?
£ for £ remortgages up to 80% gross LTV If your clients are facing affordability challenges, our £ for £ remortgage proposition could make the difference. We keep it simple, straightforward and stress it at pay rate on loans up to 80% gross LTV. It’s designed to help landlords remortgage smoothly, even on short term […]
Need to boost your client’s borrowing power? Exte
Client can’t borrow enough on their own? Increase their borrowing power by combining up to four incomes. For some clients, affordability isn’t about managing the monthly repayments. It’s borrowing enough to buy the home they want on their own. That’s where Income Booster could help. Eligible clients could increase their borrowing power by using the […]