We have reduced our Standard and Specialist Buy to Let 2-year fixed rates.  They have been reduced by up to 0.50%, with the new products going live from tomorrow, Friday 28 August 2026.

We now have 2 year fix BTL rates starting from 3.89%.

Our Specialist Buy to Let products are for landlords looking at HMO’s or MUFB’s.

I also want to highlight our recent criteria enhancements:

• Removal of the minimum ownership period requirement
• No landlord experience requirement for eligible HMO and MUFB applications
• Increased portfolio landlord limits to 10 BTL loans and £3m exposure per applicant

Full details of the new rates and recently enhanced criteria can be found in our BTL product guide which can be found here.

There are no changes to our 5-year rates.

For new case enquiries, please either contact your business development manager, call 0207031 1551 or email mortgage.enquiries@utbank.co.uk