Please find an update to our Residential Mortgage product range, which will go live on Thursday 19 March. Our Buy-to-Let and Second Charge Loan products remain unchanged.

All pipeline applications submitted on existing products will continue to be honoured, provided an offer is issued on or before 30 June.

Residential Mortgage Product Update

We will be updating rates across our Super Prime, Prime Plus, Prime, Near Prime and Specialist ranges, with increases of 20bps applied. In addition, maximum LTV will now be capped at 90%.

A summary of the updated pricing is outlined below, with full details available in our Residential Product Guide.

Super Prime:

• 2yr Fixed Rate ERC from 5.14%
• 3yr Fixed Rate ERC from 5.29%
• 5yr Fixed Rate ERC from 5.34%
• 5yr Fixed Rate, No ERC from 6.54%

Prime Plus:

• 2yr Fixed Rate ERC from 5.34%
• 3yr Fixed Rate ERC from 5.49%
• 5yr Fixed Rate ERC from 5.54%
• 5yr Fixed Rate, No ERC from 6.74%

Prime:

• 2yr Fixed Rate ERC from 5.99%
• 3yr Fixed Rate ERC from 5.94%
• 5yr Fixed Rate ERC from 6.39%
  5yr Fixed Rate, No ERC from 7.59%

Near Prime:

• 2yr Fixed Rate ERC from 6.69%
• 3yr Fixed Rate ERC from 6.64%
• 5yr Fixed Rate ERC from 6.69%
• 5yr Fixed Rate, No ERC from 7.79%

Specialist:

• 2yr Fixed Rate ERC from 6.89%
• 3yr Fixed Rate ERC from 6.84%
• 5yr Fixed Rate ERC from 6.89%
• 5yr Fixed Rate, No ERC from 7.99%

For new case enquiries, call our sales team on 020 7031 1551, or email mortgage.enquiries@utbank.co.uk. For updates on existing cases, please call 020 7031 1552 or upload documents via the mortgage portal at www.utbankmortgages.co.uk.