Improved second charge pricing: up to 55bps reduction at UTB.  This repricing strengthens UTB’s position in a competitive market and gives brokers more compelling options for clients who want to raise capital without disturbing an existing first charge.

Range highlights include:

Super Prime:

• 2yr Fixed from 5.89%

• 3yr Fixed from 5.79%

• 5yr Fixed from 5.39%

• 5yr Fixed with no ERC’s from 6.35%

Prime Plus:

• 2yr Fixed from 6.49%

• 3yr Fixed from 6.39%

• 5yr Fixed from 5.74%

• 5yr Fixed with no ERCs from 6.40%

These reductions enhance affordability and flexibility, making second charges an increasingly attractive solution for home improvements, debt consolidation, property investment, or releasing funds for life events—while keeping a low-rate first mortgage intact.

More benefits with UTB

• E Deeds – no wet signatures

• Unlimited overpayments

• Reduced fees – just £595 below £60k

• High LTVs up to 90%

• AVMs up to 85% LTV

• Loans from £25k to £1m

Get in touch today to find out more:
W: www.utbank.co.uk/intermediaries/mortgages
T: 0207 031 1551
E: mortgage.enquiries@utbank.co.uk