Foreign Nationals
Foreign Nationals All applicants must: Live and work in the UK (Applicants residing in the Isle of Man and Channel Islands are not acceptable). Be UK taxpayers (where income is being used to support the application). Provide evidence of a minimum employment history of 12 months in the UK (where income is used to support […]
Maximum Loan Calculator Now Live
Our new maximum residential loan calculator is now live – built to make life easier for brokers handling specialist residential cases. Here’s how it can help you: Quick indication of how much a client could borrow Available 24/7 for fast scenario testing Tried and tested by brokers before launch Ideal for resi cases with expat/foreign […]
Second Charge Reductions of up to 55bps, rates from 5.39%
We’re pleased to confirm a series of rate reductions across our Second Charge Loan Product range, with decreases of up to 55bps and new rates starting from 5.39%. All updated rates will be available on the UTB Mortgages Portal from Thursday 5 March and will appear on all major sourcing systems shortly afterwards. Pipeline applications […]
New Product – LTD Co BTL 4.69% 2% Fee
We released a New 2yr fixed Rate for LTD Co applications to further support our recent ICR changes for products of less than 5yrs. Overview 2 Year Fixed Rate to 30/06/2028 (XF1238) 2% Product Fee (£1500 min) £175 App Fee Remortgage Incentives; £500 Cashback, Free Val for Standard BTL’s up to £500,000, Discounted Valuation Fee for […]
We’re Ready for Your Next Remortgage!
Just a quick follow-up to our recent update – we wanted to ensure you didn’t miss the news that we have officially expanded our services. After years of specialising in unencumbered 1st charges, we are now fully equipped to handle 1st charge remortgages with the same speed and simplicity you’ve come to expect. If your […]
Semi-Exclusive Launch | Direct Access to Afin Bank
We are pleased to announce the semi-exclusive launch of Network Direct Access to Afin Bank, now available to Connect Network members. Even within a strong specialist panel, certain cases require a more tailored underwriting approach, whether due to visa status, limited UK credit history, complex income structures or higher borrowing requirements. Afin has been built […]
New Criteria for a New Season
We’ve introduced a series of policy enhancements designed to give you greater flexibility, stronger affordability and broader customer reach. Here are four key updates to highlight: 5-Year Fixed WOERC on HLTV We’ve launched a 5-year fixed with no ERC option on our HLTV product (above 85% LTV), giving customers greater rate certainty while maintaining the flexibility Selina […]
2 year HMO and MUFB Limited Edition Options
We recently reduced our 2-year fixed rate options. Here’s what that looks like for HMO and MUFB products, all of which feature free valuations. Up to 75% LTV rates from 2.99% 3%, 5.5%, £1,999 and £3,999 fee options Up to 80% LTV rates from 3.54% £0, 3%, 5% and £1,999 fee options Find out more here Got […]
Structured Real Estate Proposition
Introducing our expanded Structured Real Estate Proposition across two dedicated teams 2025 was a landmark year for Structured Real Estate at Shawbrook which consisted of our largest-ever new-to-bank customer, with a £44m facility. Building on this momentum, we want to help you serve even more property professionals, offering large loans with interest-only facilities of up to 75% […]
A New Era of Buy-to-Let for Every Landlord
The world is the professional landlord is changing, and with that comes more innovation in who can become a landlord and how they build their portfolios and investments. Some choose to purchase and remortgage: In their individual names Through a limited company As an expat from an overseas territory As a foreign national living in the UK including those on […]