When affordability is stretched, family support can make the difference for your client. Family assisted mortgages allow relatives to help either by improving affordability through shared income or by using family savings or property as security, opening the door to homeownership and longer‑term security.

Family Mortgage

Our Family Mortgage allows a family member to support the borrower by using savings and/or property equity as security, rather than gifting money.

• Up to 100% LTV for Owner Occupiers
• Borrowers can choose to use a deposit or not
• Security plus any deposit must total 20% of property value
• Family support provided via savings, property equity, or both!

Joint Borrower Sole Proprietor (JBSP)

Designed to help family members support each other by strengthening affordability at application.

• Use up to four incomes to support borrowing
• One or two Owner Occupier borrowers, supported by up to two family members
• Supporting family are named on the mortgage but don’t own the property
• Suitable for helping both younger buyers and older borrowers
• Up to 90% LTV for Owner Occupiers
• Up to 75% LTV for Buy to Let.

View Family Assisted Mortgages

Our team of BDMs now cover the whole of England, Wales and Scotland, and are all ready to answer your queries and guide you through the application process.