We’ve reduced our Standard and Specialist Buy to Let 2yr fixed rates by up to 0.50%, effective from Friday 28th August 2026.
Standard Buy to Let
- 2yr Fixes now from 3.89%
- 5yr Fixes from 5.69
Specialist Buy to Let (HMO & MUFB)
- 2yr Fixes now from 4.04%
- 5yr Fixes from 5.99%
Plus, recent criteria enhancements include
Removal of the minimum ownership period requirement
No landlord experience requirement for eligible HMO and MUFB applications
For portfolio landlords, maximum exposure increased to 10 BTL loans and £3m per applicant
Full details of the new rates and recently enhanced criteria can be found in our BTL Product Guide here.
Pipeline applications submitted on existing products will continue to be honoured, provided an offer is issued on or before 9th October 2026. There is no change to 5-year rates.
For new case enquiries, please contact your Business Development Manager, call 020 7031 1551 or email mortgage.enquiries@utbank.co.