Affordability remains one of the biggest barriers for many aspiring homeowners.
7x LTI
- No ERCs when moving home or repaying from own funds.
- Rates that drop automatically as LTV drops.
- Unlimited overpayments.
The plus comes as standard ↖️
That’s where our AffordAbility+ proposition can help. Unlocking access for up to 7x loan-to-income for eligible customers.
We’re able to provide higher income multiples where traditional ones may not stretch far enough.
And because flexibility matters, clients also benefit from:
✔️ No ERCs when moving home or repaying from own funds
✔️ Rates that automatically reduce as LTV falls
✔️ Unlimited overpayments
See how much your clients could borrow with our AffordAbility+ Calculator.


