Semi Exclusive for Interest Only

Please find below details of our Owner Occupier semi-exclusive mortgage products.

  • Product Name: 2 Year Fixed Rate until 30/06/2028
  • Initial Interest Rate: 5.69%
  • Followed by Managed Mortgage Rate (currently): 7.54%
  • APRC: 7.4%
  • Maximum Loan-to-Value (LTV): 80%
  • Product Code: XF1242
  • Early Repayment Charges:
    • 2% until 30/06/2027
    • 1% until 30/06/2028
  • Product Fee: £0

Additional Information:

  • Application Fees: £175 for purchase and remortgage, plus any applicable Valuation Fees.*
  • Cashback: £500 cashback towards legal costs for remortgage applications.
  • Loan Amounts:
    • Minimum loan: £45,000
    • Maximum loan: £500,000
  • Valuation Fees:
    • £0 for properties up to £500,000.
    • Discount of £330 for properties above £500,000 (based on the standard Valuation Fee scale).

For a personalised illustration, please contact our Mortgage Desk at 01372 744155.

Important Notes:

  • These mortgage products have limited funds available and may be withdrawn at any time.
  • Available to applicants aged 18 and over for properties in England or Wales.
  • Please refer to the accompanying documents:
    • ‘Additional Information about our Mortgages’
    • ‘Getting a mortgage: what you need to know’ guide

Family Building Society is a trading name of National Counties Building Society, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Product Guide