At United Trust Bank, we’re making it easier for brokers to support more Buy-to-Let clients, including those refinancing recently acquired properties and first-time HMO and MUB landlords.
What’s Changed?
No Minimum Ownership Period
- Previous: Minimum ownership period of three months.
- New: No minimum ownership period.
No Landlord Experience Required
- Previous: Minimum 12 months’ landlord experience required.
- New: No experience required for:
- HMOs with up to six bedrooms
- MUBs with up to four units
What This Means for Your Clients
- Refinance shortly after property purchase
- Enter the HMO or MUB market for the first time
- Diversify existing property portfolios
- Benefit from greater lending flexibility
Find Out More
Have a case to discuss? Contact your Business Development Manager or our Internal Sales Desk at 020 7031 1551 or email: mortgage.enquiries@utbank.co.