New 98% LTV and Reduced Rate Products
We shared with you earlier today the latest enhancements coming to our residential mortgage proposition, giving you more ways to support customers who don’t fit neatly within mainstream lending criteria.
At the heart of the changes is our new five-tier lending approach, designed to provide greater flexibility across a wider range of customer circumstances and help you place more cases.
Alongside this, we’re also introducing our new 98% LTV products for residential owner occupied customers, reducing rates across our core range and bringing you new limited-edition products, giving you even more options to find the right solution for your customers.
Residential owner occupied
- New 98% LTV available for Level 1
- Reduced rates across the range
New limited edition rates – available for 2 weeks only
- Level 1, 98% LTV price matched to 95% LTV
- Level 2 and 3 rates at 90% and 95% LTV priced matched to Level 1
Buy to let
Reduced rates across 2 and 5 year fixed rates
- New 2 year fixed with flat £1,999 fee
- New 2 year fixed limited edition rates
Product Switch
- Residential owner occupied: Reduced rates across 2 and 5 year fixed rates Buy to let for individuals and companies with single residential investment properties:
Reduced rates across 2 and 5 year fixed rates
- Buy to let HMO and multi-unit freeholds: Reduced rates across 2 and 5 year fixed rates


