We’ve had a recent enhancement to our criteria which I’d really appreciate if you were able to share with the adviser base please? It involves how we assess foreign income and with it being repriced.

 As we continue to develop our offering so your clients have more options with us, we’re pleased to share changes we’re making to our foreign currency mortgages. Along with improved pricing to align us with the market, we’ve removed both the LTI restriction of 4x and the 60% LTV restriction. We’ve improved how we apply haircuts; instead of a blanket 20%, these are now applied to the specific currency. See our updated lending criteria Residential mortgage brokers | Handelsbanken for all the details.

Introducing the Fee Saver

With our new Fee Saver your clients can now choose a lower margin with a fee or a higher margin with no fee, depending on how much they owe on their mortgage. The fee saver has no arrangement fee and is available to new and existing Handelsbanken customers.