Updated Rates Across Our Mortgage Range
Our new Residential, Consumer Buy-to-Let and Regulated Bridging rate changes are now in effect. Whether you’re supporting first-time buyers, home movers, landlords or bridging clients, our updated rates provide competitive options across a variety of borrowing needs. For a full breakdown of the updated rates, click here If you’d like to discuss specific cases or need support identifying the right solutions for […]
How well do you know Track Record?
You’ll already be aware that our Track Record mortgage says to your clients, if you can afford to rent, you could afford to buy. Here’s what you need to know: Up to 100% LTV mortgages for current or recent renters, aged 21 or over, who haven’t owned a property in the UK in the last […]
98% First Step Mortgage launch to the intermediary market
We are delighted to let you know that, from today, we are introducing our 98% LTV First Step 2-Year Fixed Rate at 5.89% to the intermediary market. The Cambridge’s First Step Mortgage available to first-time buyers only no credit score only credit search up to 98% of the property value up to 5.5x loan to income gifted […]
Greater than 95% LTV JBSP Mortgage
Our >95% LTV JBSP Mortgage is designed to help more customers access homeownership, with family support and a clear, carefully managed approach to affordability. Launch highlights Available up to 100% LTV No minimum deposit/equity requirement Residential Purchase or £4£ Remortgage 5 year fixed rate products No valuation or product fee Income can be accepted from up to 4 […]
eConveyancer Incentive | Prize Winners
Congratulations to our May prize draw winners: £100 Amazon Voucher – Keith Barnes TJ Brookes Ltd £75 Amazon Voucher – Daniel Wilson Connect IFA Ltd £50 Amazon Voucher – Mohammed Malik Crown Financial Ltd Thank you to everyone who submitted suitable conveyancing instructions during June. Conveyancing Activity Quotation levels: ↓ 4.2% MoM, ↑ 16.8% YTD YoY Instruction levels: ↓ 2.9% MoM, ↑ 79.3% […]
New Minimum Loan Sizes
We’re increasing our minimum loan sizes across Prime, Plus and XLTV to £15,000 net (exclusive of fees). This change applies to Quick Apps from the evening of Tuesday 7th July 2026 onwards. We will honour Quick Apps prior to this time. Support Our updated Broker Packaging Guides will be available here Second Charge Broker Resources – Pepper […]
Gen H Interest Only Webinar
As the FCA consults on the future of interest only mortgages and as a lender that is committed to helping more First Time Buyers onto the property ladder, we’ve seen a growing number utilise Interest Only as a tool to help solve affordability challenges, which is an ongoing focus for many right now. I’ll be […]
More value for your remortgage cases
We’ve launched new limited edition products that combine lower rates with £300 cashback, giving you another option when looking for remortgage solutions for your customers. Limited edition rates from 4.99% 60% LTV £300 cashback £1,495 fee View Products We’ve reduced rates across the residential range. Alongside our new limited edition products, we’ve also made targeted […]
We now Lend to HMO/MUFBs
We’re pleased to announce further enhancements to our product range. We can now lend to HMO/MUFBs which are above (or adjacent to) commercial premises, up to a max 75% LTV. This criteria change is live now, and we’ve updated the information on our website and relevant sourcing systems. Product Guides:
Why today’s borrowers don’t fit the traditional mould
The rise of the non-linear borrower At Foundation, we know borrower profiles are changing and that one-size-fits-all lending no longer reflects reality. The idea of a ‘standard’ mortgage borrower is quickly becoming outdated. Today’s clients are more likely to have flexible working patterns, multiple income streams or non-traditional career paths, driven by lasting changes in […]