Short-Term Lets. Specialist Solutions.
The Short-Term Let market continues to create new opportunities for landlords looking to diversify their rental strategies. However, as lender criteria becomes increasingly restrictive, placing these cases can be more challenging than it needs to be.
As demand for short-term lets grows, brokers need lenders that can support a wider range of scenarios. Whether your client is purchasing through an SPV or investing in a city-centre property, Foundation offers specialist lending solutions designed to help more cases progress.
With a specialist approach to Short-Term Let lending, Foundation helps you place more business with confidence, keep cases moving, and continue making mortgages happen.
Why Foundation makes a difference:
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Short-Term Lets accepted within SPVs: We accept Short-Term Let properties held within Special Purpose Vehicles (SPVs), using the same criteria as our standard Buy to Let cases, helping support a broader range of landlord structures.
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Flexible approach to affordability: For eligible Short-Term Let cases, the property will be valued and rental coverage assessed on the same basis as a standard Buy to Let, with no Assured Periodic Tenancy (APT) required, providing a practical and flexible approach to affordability assessment and helping more cases progress.
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Support for individual and limited company borrowers: Whether your client is purchasing personally or through a limited company, Foundation can help, supporting a wide range of borrower and portfolio structures.
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Consideration of city-centre locations: We consider Short-Term Let applications in city-centre locations, helping support a wider range of property types and investment opportunities for landlords. This is also available on Property Plus.
Got a Short-Term Let case to discuss?
Speak to your Regional Account Manager today to discover Foundation’s Short-Term Let criteria and see how our specialist lending solutions can help you support more clients and make more mortgages happen.