UK Resident Fixed-Rate Products

At Molo, we regularly review our pricing to reflect market conditions and product performance. As part of these reviews, we have now adjusted our UK resident buy-to-let range.

From tomorrow, Thursday 23rd July, 2-year fixed rates will increase with rates starting at 3.21%.

Key Information: UK Resident

Standard BTL: 

  • 2-Year fixed rates starting from 3.21%
  • 5-Year fixed rates starting from 4.99%

Specialist BTL (portfolio landlords, MUFB, new builds and holiday lets):

  • 2-Year fixed rates starting from 3.31%
  • 5-Year fixed rates starting from 5.09%

There are currently no changes to our Non-UK Residents and Expat ranges or UK Semi-Commercial proposition. Molo’s full range of mortgage products is accessible in our UK ResidentNon-UK Resident, and Expat product guide, all of which will be updated on 23rd July 2026.

If you have any questions or would like to discuss a specific case, please contact the Intermediary Customer Services team on either Live chat or calling 0330 068288. Alternatively, you can get in touch with your regional BDM, contact us here.