Limited companies: a growing force in landlord portfolios
Landlord strategies continue to evolve, and limited company ownership remains a key driver behind more structured, long-term approaches to property investment. The Q1 2026 Pegasus Insight Landlord Trends report, produced in conjunction with Foundation, highlights how landlords are increasingly using company structures to balance tax efficiency, portfolio growth and future planning.
For brokers, this creates both opportunities and challenges, as more landlords seek guidance on ownership structures, financing options and long-term portfolio planning.
Key insights for brokers:
- Widespread adoption: 22% of landlords now hold at least one property in a limited company structure
- Flexible ownership models: 9% hold all properties in a company, while 13% combine personal and corporate ownership
- Popular with larger landlords: 30% of portfolio landlords use limited companies, with an average of 15.3 properties
- Deepening commitment: Two thirds (66%) of properties in these portfolios are held in a company structure
- Future purchases: Two thirds of landlords say they plan to buy their next property via a limited company
- Long-term planning shifts: Only 22% of limited company landlords plan to sell their portfolio, compared to 42% of individual landlords
- Alternative exit strategies: Some landlords are considering passing on property through wills (17%) or gifting during their lifetime (12%)
As ownership structures continue to evolve, brokers have an increasingly important role in helping landlords understand their options and identify lending solutions that support their wider investment goals. With the right guidance and lender support, landlords can take a more strategic approach to growth, succession planning and making mortgages happen.
To see how Foundation can support you in making mortgages happen, speak to your Regional Account Manager today or visit our website.