We’re delighted to share that we’ve elevated the way you place large loan mortgage applications with us.

Designed especially for clients with borrowing needs of £1 million or above, our dedicated service connects you with our most experienced underwriters, providing bespoke assessments and a smoother experience that reinforces the high standards you deliver.

What’s changing?

From today, all eligible applications at £1m+ will be automatically referred at DIP stage to our specialist Large Loan underwriting team for expert handling. This means:

• Dedicated underwriter from day one – expect a call within 4 hours of submission (during working hours)
• End-to-end application ownership – ensuring a smooth, efficient journey for you and your clients
• Bespoke service – tailored support for complex income structures and unique circumstances.

What’s staying the same?

• Our common-sense lending approach will be at the forefront of our minds
• All existing policy and scorecard requirements still apply.

Key Features

• For House Purchases and Remortgages
• Loans up to
  • £5m at 75% LTV
  • £2.6m at 85% LTV
  • £1m at 90% LTV
• Includes new builds
• Interest-only options up to 75% LTV (85% LTV for part & part)
• Boost LTI & JBSP included.

Find out more here.