When a deal doesn’t fit the high street criteria, bridging finance can often provide the solution.

At Mercantile Trust, we offer flexible Bridging Loans designed to help brokers place a wide range of property transactions and short-term funding requirements, including:

• First and Second Charge Bridging Loans
• Personal and Limited Company Borrowers
  Property Refurbishments – Fund light refurbishment projects before refinancing or selling.
• Auction Purchases – Complete quickly and meet strict auction deadlines.
• Chain Break Finance – Keep transactions moving and prevent chains from collapsing.
• Buy-to-Let Investments – Secure investment opportunities while arranging longer-term finance.
• Adverse Credit Cases – Common-sense underwriting for borrowers with previous credit issues.
• Non-Standard Properties – Funding options for properties that many mainstream lenders may not consider.

Learn more: Common ways to use a bridging loan

Our experienced team reviews every application individually, helping you find solutions for clients who may have been declined elsewhere.