98% LTV? How about 100% LTV

With the launch of another good high LTV option in the mainstream market I wanted to remind you about our 100% Family Mortgage product which, could be another option for you and your clients, don’t forget, OUR product isn’t Limited by CREDIT SCORE nor does one applicants need to be a FTB and is available up to £750k

100% Family Mortgage

Available for;

  • First time buyers AND Home movers
  • Employed AND Self Employed (I know a lot of similar products are for employed only!), even retired customers
  • Houses AND Flats
  • Max Loan £750k!
  • Don’t need to pass a tighter than tight credit score, as we credit search
  • Up to 5.33x income

The product in my mind has more potential uses than might originally come to mind, it may not just be for those without a deposit but it could be for those who might be able to make better use of those funds initially.

  • Buying a property that needs some TLC but they would “get around to do it up it in 6 months” which then usually ends up being consolidated at the next re-mortgage – they can start the day they move in instead with the cash in their pocket.
  • Self Employed; having to choose between a deposit for home ownership or investing into their business, potentially now can do both?
  • Upsizing but their existing property hasn’t grown as well as expected so feel “locked in” – this could help
  • Own property down valued and the chain is unable to negotiate a way to resolve it, this might be able to help.
  • Separations, can afford a new mortgage but only really have the monies for the legal fee’s and stamp duty after the split.

*100% LTV available on the purchase property, 20% additional security required from a close family member, please contact me for further information

If you would like to know more, please do get in touch

Nathan Waller

Business Development Manager

M: 07387040895