Two significant options for First-Time Buyers, including 100% LTV

An eye-opener for First-Time Buyers

Research from the Building Societies Association (BSA) shows that many aspiring first-time buyers could be closer to owning their own home than they think.

Two-thirds (67%) of those trying to get a foot on the property ladder said they would be able to buy a home sooner than they thought when shown mortgages available from building societies that require no or low deposits, highlighting a clear gap between perception and reality.¹

Almost half (47%) of people who want to buy their own home have never spoken to a lender or mortgage broker to check what options are available to them.²

^1&2Source: BSA & UK Finance (based on first-time buyer lending in Jan – Sept 2025).

The Beverley has two significant options for First-Time Buyers, including 100% LTV.

If the purchaser has at least a 5% deposit, we have products that will allow up to 95% LTV, we credit search and don’t credit score.

Alternatively, our 100% Family Assist Mortgage allows a family member to secure up to 20% of the property’s value against their own home. There is no cash deposit required, only a legal charge, allowing the buyers access to 100% of the purchase price.

All applications are subject to underwriting, affordability and valuation.

Real people. Real decisions. Real life situations.

To discuss a case call 01482 881510, or email Intermediaries@beverleybs.co.uk

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The Business Development Team

Tel: 01482 881510. Email: intermediaries@beverleybs.co.uk

www.beverleybs.co.uk/intermediaries