Rate Reductions & Reintroducing EPC A-C Products
We’re pleased to confirm that we are reintroducing our range of products for landlord borrowers seeking to purchase or refinance properties with an Energy Performance Certificate (EPC) rating of A-C. We’re also reducing rates on some of our Five-Year Fixed Rate products. Reintroduction of EPC A-C products Available on properties with an EPC rating of A-C Two-Year and […]
Earn CPD points: Beyond the Bank of Family
Beyond the Bank of Family: How lenders can unlock homeownership Although first-time buyers now dominate the market, they face significant barriers and brokers are seeing a rise in demand for flexible solutions. Read our CII-accredited CPD article with Financial Reporter to earn CPD points and: Understand the evolving role of family support in home ownership Recognise affordability challenges facing […]
Product Updates from the Tipton
This week, the Tipton have reviewed new business rates and fees within our mortgage range: Improvements to selected expat BTL and limited company BTL products; Rates lowered by up to 22bps and arrangement fees reduced; Purchase and remortgage products available; Examples include expat BTL starting at 5.68% fixed for 5 years; Limited company BTL starting at 5.67% fixed for […]
Flexible solutions for CIS & zero-hours
Unlock more for clients with non-traditional income We offer flexible mortgage products designed for a wide range of contractors, including CIS and zero-hours clients. Giving you more options to place cases confidently. CIS workers We can support your CIS clients by accepting 12 months on the CIS scheme, or two years’ relevant experience if they have […]
Delays aren’t always a bad thing….
Have your clients ever wished they had a little bit of extra time to get their affairs in order before they needed to get their application through? On select cases, we can assess criteria on completion rather than application. This means we will manually override the DIP and assess your client’s profile from the completion […]
Introducing our new Purpose-Built Student Accommodation (PBSA) products
We’re pleased to introduce the latest addition to our Commercial product suite: Purpose-Built Student Accommodation (PBSA) with dedicated rates and criteria. We’re proud to have already financed several transactions in this sector and today’s addition to the proposition is designed to build on this in an evolving part of the market. Built with intent. Financed with […]
Borrowers with Blips? TML are Built for That
Credit histories across the UK are becoming more irregular, and for many borrowers, a single blip tells only a fraction of the story. The Mortgage Lender’s 2025 Home A-Loan research shows that 38% of adults have missed at least one bill payment within the year. Yet mortgage performance remains remarkably resilient, with just 5% reporting […]
Limited Company Buy-to-Let thought leadership
Limited Company Buy-to-Let thought leadership Leek Building Society is an independent mutual with over 160 years’ experience delivering savings and mortgages with a simple purpose: to be a force for good. Why specialist lending matters in a professional market We’ve seen the limited company buy-to-let (BTL) market undergo a massive transformation recently. What was once […]