Why Flexibility is putting Tracker back on Landlords’ radar
One of the more noticeable changes we have seen at Landbay recently has been an increase in both interest in and take-up of two-year tracker mortgages, and our view is that this is likely to remain an important part of the buy-to-let market, particularly over next 12-18 months, potentially even longer. That should perhaps come […]
UTB: Buy-to-Let Rate Update
We’re making some important updates to our Buy-to-Let mortgage range, which will go live on Thursday 1st October 2026. Rates have been updated across the range and now start from 4.19% on a Standard Range 2-Year Fixed and 5.99% on a Standard Range 5-Year Fixed, with loans available from £50,000 to £1.5 million and up […]
Retired? Yes. Borrowing? Absolutely
Later life lending is outgrowing its specialist label. With £6.2bn lent to over-55 borrowers in Q2 alone, the market continues to expand. Read our latest article with Mortgage Introducer on why borrowing in retirement is moving firmly into the mainstream. We explore the trends driving this shift, including changing borrowing habits, longer mortgage terms and evolving […]
50+ with April Mortgages
More ways to structure repayments for your 50+ clients. urning 50 shouldn’t make the mortgage conversation smaller. Clients aged 50+ are working longer, earning in different ways and making different plans for their homes. Their mortgage options should reflect that. With April, you can consider: Employment, self-employed, pension, investment and rental income Up to four […]
Foundation makes mortgages happen
Foundation makes mortgages happen by combining specialist expertise, flexible underwriting and dependable support, enabling brokers find solutions for a wide range of borrower circumstances. How does Foundation make mortgages happen? Breadth A specialist range supporting residential and buy to let cases Solutions for self-employed borrowers, complex income, non-standard circumstances and more Products for HMOs, limited […]
We’re extending our end dates
With effect from Monday 28th September, we’ll be extending the end dates on our fixed rate residential and BTL mortgage products, as follows: 2 Year fixed from 31 October 2028 changed to 31 January 2029 3 Year fixed from 31 October 2029 changed to 31 January 2030 5 Year fixed from 31 October 2031 changed […]