The Rise of the Complex Borrower
Today’s borrowers don’t fit neatly into one box. Affordability pressures, changing employment patterns and historic credit events mean brokers are increasingly supporting customers whose circumstances fall outside mainstream lending criteria. Foundation has strengthened its Residential proposition to help brokers place more complex cases with confidence. Enhancements include simplified credit tiers, broader consideration of historic adverse […]
UTB Mortgages: No standard legal fees on UTB residential remortgages
Switching lenders can be a hassle but at UTB we’re making the process quicker, simpler and cheaper. We offer a fast-track remortgage service to speed cases along, and with no need for a customer solicitor on a standard residential remortgage, there are no legal fees either. One less cost. One less hassle. One step towards […]
When a Credit Profile Gets Complicated – We Make It Simpler for You
If your customer has a low credit score, past defaults, arrears or a recently settled IVA, our Residential and Buy to Let Ranges are designed to help you support more customers with credit challenges. Download our Less than Perfect Credit Profile flyer to see exactly how we assess applications and where your customers can fit. […]