Smarter Funding Option for Business Owners
For business owner clients looking to raise capital or consolidate debt, a second charge loan can be a strong alternative to traditional commercial finance, particularly where the goal is to consolidate existing borrowing, improve monthly cash flow, or raise funds without disturbing an existing first charge mortgage. While many commercial facilities are priced at 15-25% […]
Useful checklist for the Renters Rights Act
The Renters’ Rights Act will bring significant changes to England’s private rented sector. For brokers, it is an opportunity to guide landlord clients through these reforms and support them in keeping portfolios compliant and sustainable. Aldermore have created a checklist designed to help identify where action may be needed, structure client conversations, and highlight potential areas […]
UTB completes £125k Second Charge in Just Two Days
When your clients need speed, UTB gets deals done. We have just completed a £125k second charge loan for debt consolidation, with the case moving from application to completion in just two days. Learn More This was a well packaged case and UTB responded with decisive underwriting, proportionate document requirements and a completions team focused […]
When a Credit Profile Gets Complicated – We Make It Simpler for You
If your customer has a low credit score, past defaults, arrears or a recently settled IVA, our Core and Near Prime Residential Ranges and Buy to Let Range are designed to help you support more customers with credit challenges. Download our Less than Perfect Credit Profile flyer to see exactly how we assess applications and where your customers can fit. Highlights Settled IVAs […]
Semi-Exclusive | Rate Deductions Across Residential and BTL Ranges
Our refreshed range includes rate reductions up to 106 basis points across selected Residential products. We have also reduced selected Buy to Let (BTL) product rates by up to 80 basis points, as well as reintroducing higher‑fee options across our BTL range. Just as a reminder, as part of the Premier Hub, your advisors have access to your Premier Hub Perks including: No […]