Owner Occupier Semi-Exclusive Mortgage Products

Please find below a summary of the Owner Occupier Semi-Exclusive mortgage products available: Product Details: Product Name: 5 Year Fixed Rate until 31/08/2031 Initial Interest Rate: 6.14% Followed by Managed Mortgage Rate: Currently 7.54% APRC: 7.1% Maximum LTV: 80% Product Code: XF1262 Early Repayment Charges: 5% until 31/08/2027 4% until 31/08/2028 3% until 31/08/2029 2% until 31/08/2030 1% until 31/08/2031 Product […]
Buy-to-Let, Commercial and Trading Updates

We’ve updated our rates across SB1 & SB2 Buy-to-Let, Commercial and Trading. Rates now starting from: 5.04% for SB1 Specialist Buy-to-Let 5.99% for SB1 HMO & MUFB 6.34% for Commercial 7.39% for Commercial Trading In response to market movements over recent days and swap rate volatility, we’ve selectively increased rates by up to 45bps on our BTL SB1 & SB2, Commercial […]
Consent to Follow for Second Charge Loans

We are pleased to announce the following change across our entire Second Charge Loan product range. We will now progress applications to completion with Consent to Follow, helping you deliver quicker outcomes for your customers. This improvement removes one of the most common delays in second charge packaging, reducing overall completion times and enabling customers […]


